How Solvative cut FX costs by 50% with full transparency
From unclear bank markups to clean FX pricing, here’s how Solvative simplified their transfer pricing flow with Xflow.
50%
Monthly savings on FX markups
100%
Transparency on FX rates
10/10
Rated customer support
Use case
Solvative manages monthly transfer pricing (TP) payments from its U.S. entity to the Indian subsidiary. With increasing volumes month on month, the finance team needed a reliable way to move funds while keeping FX costs in control. Using traditional banks meant frequent delays, inconsistent deductions, and no visibility on how rates were being calculated. As the business scaled, these issues made it difficult to plan monthly cash flows or verify whether the company was getting competitive rates.
Problem summary
Before switching to Xflow, Solvative faced one consistent challenge: they weren’t getting clear visibility or predictability on their FX rates. As a growing startup moving significant monthly volume, even small pricing variations made their cross-border payments feel unpredictable. The lack of transparency also made it difficult for them to benchmark what they were actually being charged. Overall, they needed a partner who could offer fair pricing, clarity on rates, and a smoother experience end-to-end.
Why Xflow
Solvative was looking for a more transparent and reliable way to manage their monthly transfer pricing payments. Their existing banking setup made it difficult to understand how rates were being calculated, and the team often found discrepancies between the market benchmark and what they were being offered. To test alternatives, they ran a small transfer through Xflow and immediately noticed the difference: the platform showed clear rate visibility, aligned closely with market benchmarks, and eliminated the guesswork they had grown used to with banks.
Results
Since switching to Xflow, Solvative now manages their monthly TP payments with complete visibility and predictable pricing. What previously required manual verification and repeated follow-ups with the bank has become a smooth, dependable process. The finance team has significantly improved clarity on how rates are derived, experiences zero delays, and can plan cash flow with far more confidence.
Impact on Solvative's business
Time & cost savings
Consistent FX savings with up to 50% lower markups
Full rate transparency
No hidden deductions or unclear pricing
Operational efficiency
On time execution improving month-end closure processes
Scalable payment process
Supports growing monthly volumes without added complexity
“Xflow’s transparency and pricing made a big difference for us. We finally know exactly what we’re being charged, and the savings speak for themselves.”
Viral Agrawal, Director at Solvative
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