Looking for simpler ways to manage international payments? Find a solution with Xflow and Zoho Books

Are you struggling with the complexities of managing international payments? From confusing invoices to hidden fees and slow processing times, handling cross-border payments can be a real challenge for businesses. But what if you could streamline the entire process, save time, and gain better control over your cross-border payments?

Introducing the Xflow integration for the Zoho Books marketplace, a simplified way to manage international payments. It lets you accept, track, and withdraw international payments directly within your Zoho Books account, so you can focus on growing your business.

• The Xflow integration for Zoho Books lets you accept, track, and withdraw international payments directly inside your Zoho Books account.
• It replaces the usual pain points of cross-border payments: high fees, delayed processing, and manual reconciliation across multiple platforms.
• Key features include auto-populated virtual bank details on your Zoho invoices, so clients get accurate payment instructions without manual copy-paste.
• Setup happens directly through the Zoho Books marketplace, without a separate standalone workflow for every transaction.

Receiving international payments via traditional methods like SWIFT or bank transfers often involves high fees, delayed processing times, and complex reconciliation. In addition to this, it leaves businesses piecing together information across multiple platforms, creating opportunities for errors and oversight. Xflow eliminates this complexity by centralising the entire payment operation. The Xflow solution provides a seamless way to manage and withdraw payments without leaving the Zoho Books environment.

The impact of streamlined payment operations extends far beyond basic transaction management. With Xflow and Zoho Books integration, you gain a comprehensive international payments management system that delivers tangible benefits like:

• Reduced manual reconciliation efforts: Bring in operational efficiency by eliminating manual data entry, allowing your team to redirect their energy toward strategic initiatives that drive growth. The time saved on administrative tasks translates directly to improved productivity and reduced operational costs.
• Better cash flow management: Strive for strategic growth with better cash flow management and reduced payment processing efforts. Get ready to make more agile business decisions. Whether it's investing in new opportunities or expanding into new markets, having quick access to your funds puts you in control of your growth trajectory.
• Convenience and efficiency: Your team doesn’t have to juggle multiple apps or entities to collect international payments. Everything from invoice creation to fund withdrawal is handled within Zoho Books.

Xflow's seamless integration with Zoho Books unlocks a range of powerful features designed to simplify your international payment management:

1. Bank transfer details on invoices

Automatically include virtual bank account information on your invoices, ensuring your clients have accurate and straightforward payment instructions. When creating an invoice in Zoho Books, users can use the Xflow app to copy and paste Xflow-provided virtual bank account details into the customer notes. This ensures that payment information is included in the invoice PDF, making it easier for clients to process transactions.

2. Manage invoices in one platform

Keep all your transaction records synchronised within Zoho Books, making it easier to track payments and maintain accurate financial data. With this integration, you can sync all Zoho Books invoices with Xflow. Users can monitor the available balance in Xflow within Zoho Books, so all transaction data stays current in one centralised location.

3. Withdraw funds from Zoho Books

Withdraw funds directly from your Zoho Books account, eliminating the hassle of transferring funds between different applications. Once a payment is received, users can withdraw funds against the corresponding invoice directly from within Zoho Books. This eliminates the need to switch between multiple platforms and simplifies cash flow management.

4. View your balance in Zoho Books

Stay on top of your available funds with up-to-date information, enabling proactive financial planning and effective cash flow management. Users can easily track available funds in their Xflow account within Zoho Books. Real-time visibility into account balances supports better financial decision-making and smooth business operations.

In short, Xflow integration for Zoho Books empowers you to:

• Work smarter: Save time and effort by automating key financial processes
• Manage more effectively: Gain better control over your cash flow and improve your financial visibility
• Grow strategically: Focus on your core business objectives and achieve your growth goals

To ensure that every transaction is automatically categorised and recorded, all you need to follow is 3 simple steps:

1. Create an Xflow account

• Sign up for a free Xflow account
• Complete the KYC process
• Contact support@xflowpay.com to obtain your live mode developer key. This key is essential for initiating payment collection via the integration

2. Review a few key details before signing up

• Xflow supports only India-based merchants
• Xflow is designed for international business payments and supports the countries listed in this list of supported countries
• It facilitates USD to INR transactions, with plans to support more currencies in future
• A complete list of Purpose Codes is available for reference

3. Connect Xflow with Zoho Books

Install the integration

• Download Xflow for Zoho Books from the Zoho Marketplace (linked above)

Authorise connections

• Zoho Books: click "Connect" on the Zoho Books-Xflow connection, then "Accept" to allow Zoho Flow to access your account
• Xflow: click "Connect" on the Xflow connection, then enter your live mode developer key prefixed with "Bearer" (e.g., Bearer sk_live_xxxxx) and click "Connect"

Complete the setup

• After authorising both connections, click "Install Extension"
• The installed extension will appear under Integrations & Marketplace → Installed Extensions

Watch this video to know more:

Xflow integration with Zoho Books provides a practical and efficient solution to the complexities of international payment processing. By centralising key financial tasks within Zoho Books, you can reduce errors, cut costs, and simplify reconciliation. Whether you're a business exporter like an ITeS company, or a startup, adopting Xflow can lead to streamlined operations, improved cash flow management, and a clearer overview of your financial health.

Don't let outdated payment systems hold your business back. Join the growing community of forward-thinking businesses that have transformed their international payment operations with Xflow. Sign up now to start your journey toward seamless international payments.

1. How much does it cost to use Xflow?

Xflow doesn’t charge any account opening fees. You’re only charged a nominal fee at the time of payout/withdrawal. Check our pricing page to know more.

2. I already have an existing Xflow account. How do I get the developer key?

To request a developer key, contact support@xflowpay.com with your Xflow Account ID.

3. Is the developer key mandatory to install the extension in Zoho?

Yes, the developer key is mandatory.

4. How much does it cost to get a developer key?

You won’t be charged anything for obtaining a developer key.

5. Am I eligible for an Xflow account?

If you’re an independent professional or a business set up as a company, LLP, sole proprietorship, or partnership in India and exporting goods or services outside India, you can sign up for an Xflow account (subject to our terms and conditions).

6. Are there any businesses or industries that Xflow does not support?

We do not support any business or industry that is prohibited or deemed high-risk under our policies. Check this list of prohibited businesses to know more.

7. Are you licensed to provide these services?

We’re a licensed payments entity in India and Canada, and registered as a Money Services Business (MSB) in the US. We also partner with fully licensed AD-1 banks, such as JP Morgan Chase, for FX and compliance.

8. I still have some questions: where do I go?

Please write to us at support@xflowpay.com.